Kirsanidou
SONYA

Available · 301 · floor 3

One bedroom

SONYA

Price

€ 236.000

€ 3.273 / м²

Total area
72,1 м²
Attic
12 м²
Floor
floor 3
Completion

Cost breakdown

What the purchase really costs

The list price is not the final figure. Below are the costs added to a purchase in Greece. The rates are editable: they depend on the property and on who you hire.

Property transfer taxΦΜΑ, paid before signing at the notary
%
€ 7.292
NotaryFee plus VAT
%
€ 2.832
LawyerTitle check and support
%
€ 2.360
Land registryΚτηματολόγιο
%
€ 1.180
Costs on top of the price€ 13.6645,8 %
Total to enter the deal€ 249.664

This estimate does not replace professional advice. Rates depend on the tax value, the year of the building permit and whether this is your first home in Greece. Your lawyer prepares the exact figure before the deposit.

Mortgage

How much of your own money, and what you pay monthly

Greek banks lend non-residents up to roughly half the appraised value. Move the sliders — the figures update instantly.

Loan amount50 % of the price€ 118.000
Down payment€ 118.000
Transaction costsTax, notary, lawyer, registry — banks do not finance these€ 13.688
Cash you needDown payment plus transaction costs€ 131.688
Monthly paymentEqual instalments€ 728
Interest over the termPaid on top of the loan€ 56.613

An estimate, not an offer. Banks assess income, age, citizenship and their own valuation — the final rate and loan share are set after you apply. Mortgages for non-residents are not always approved.

Rental yield

What renting it out brings in

Calculated from your inputs, not from a vague market average. The defaults are an estimate for the Halkidiki coast — adjust them to your scenario.

Gross annual incomeBefore costs
€ 7.150
Ownership costsENFIA, utilities, insurance
− € 1.180
Net annual income
€ 4.183

A model, not a guarantee. Occupancy depends on the platform, the photos and seasonal competition; Greek rental tax is progressive. Check the numbers with a lawyer and a management company before buying.

Price€ 236.000