Kirsanidou
Apartments

Available · Квартира у пляжа, Неа Калликратия · ground level (isogio)

Apartment

Apartment by the beach, Nea Kallikratia · Nea Kallikratia

A 67.94 m² apartment on the second floor of a four-storey building right by the sea in Nea Kallikratia. Two bedrooms, an open-plan kitchen-living room, a bathroom and a separate WC; the apartment is through-facing, with balconies and a sea view. Sold furnished. Lift in the building, air conditioning and a metal entrance door. Energy class B, good condition. Thessaloniki airport is 34 km away.

Price

€ 190.000

€ 2.797 / м²

Interiors · 12

Total area
67,94 м²
Extras
Sea view · Seafront · Lift · Furnished · Air conditioning · Nea Kallikratia
Floor
ground level (isogio)
Completion

Cost breakdown

What the purchase really costs

The list price is not the final figure. Below are the costs added to a purchase in Greece. The rates are editable: they depend on the property and on who you hire.

Property transfer taxΦΜΑ, paid before signing at the notary
%
€ 5.871
NotaryFee plus VAT
%
€ 2.280
LawyerTitle check and support
%
€ 1.900
Land registryΚτηματολόγιο
%
€ 950
Costs on top of the price€ 11.0015,8 %
Total to enter the deal€ 201.001

This estimate does not replace professional advice. Rates depend on the tax value, the year of the building permit and whether this is your first home in Greece. Your lawyer prepares the exact figure before the deposit.

Mortgage

How much of your own money, and what you pay monthly

Greek banks lend non-residents up to roughly half the appraised value. Move the sliders — the figures update instantly.

Loan amount50 % of the price€ 95.000
Down payment€ 95.000
Transaction costsTax, notary, lawyer, registry — banks do not finance these€ 11.020
Cash you needDown payment plus transaction costs€ 106.020
Monthly paymentEqual instalments€ 586
Interest over the termPaid on top of the loan€ 45.578

An estimate, not an offer. Banks assess income, age, citizenship and their own valuation — the final rate and loan share are set after you apply. Mortgages for non-residents are not always approved.

Rental yield

What renting it out brings in

Calculated from your inputs, not from a vague market average. The defaults are an estimate for the Halkidiki coast — adjust them to your scenario.

Gross annual incomeBefore costs
€ 7.150
Ownership costsENFIA, utilities, insurance
− € 950
Net annual income
€ 4.413

A model, not a guarantee. Occupancy depends on the platform, the photos and seasonal competition; Greek rental tax is progressive. Check the numbers with a lawyer and a management company before buying.

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