Kirsanidou
Apartments

Available · Квартира с камином, Неа Калликратия · ground level (isogio)

Apartment

Apartment with a fireplace, Nea Kallikratia · Nea Kallikratia

A bright two-bedroom apartment of 73.14 m² on the isogio level in Nea Kallikratia, 412 m from the sea. Two spacious bedrooms opening onto balconies, a separate kitchen, a living room with a fireplace, a full bathroom with a bathtub and a separate WC. A large veranda and private balconies. The apartment is fully furnished and equipped: independent oil heating, solar and electric water heater, three air conditioners and a washing machine. Double glazing, awnings, a security door, fibre-optic internet, a storage room, a lift and a shared garden. A covered parking space of 8.10 m² is included in the title. Energy class B, excellent condition. Thessaloniki airport is 34 km away.

Price

€ 185.000

€ 2.529 / м²

Interiors · 17

Video tour

Virtual tour

A 3D model: walk from room to room, look around and measure distances.

Plans and drawings · 1

Total area
73,14 м²
Attic
8,1 м²
Extras
Fireplace · Large veranda · Covered parking space · Furnished · Air conditioning · Lift · Storage room · Fibre-optic internet · Nea Kallikratia
Floor
ground level (isogio)
Completion

Cost breakdown

What the purchase really costs

The list price is not the final figure. Below are the costs added to a purchase in Greece. The rates are editable: they depend on the property and on who you hire.

Property transfer taxΦΜΑ, paid before signing at the notary
%
€ 5.717
NotaryFee plus VAT
%
€ 2.220
LawyerTitle check and support
%
€ 1.850
Land registryΚτηματολόγιο
%
€ 925
Costs on top of the price€ 10.7125,8 %
Total to enter the deal€ 195.712

This estimate does not replace professional advice. Rates depend on the tax value, the year of the building permit and whether this is your first home in Greece. Your lawyer prepares the exact figure before the deposit.

Mortgage

How much of your own money, and what you pay monthly

Greek banks lend non-residents up to roughly half the appraised value. Move the sliders — the figures update instantly.

Loan amount50 % of the price€ 92.500
Down payment€ 92.500
Transaction costsTax, notary, lawyer, registry — banks do not finance these€ 10.730
Cash you needDown payment plus transaction costs€ 103.230
Monthly paymentEqual instalments€ 570
Interest over the termPaid on top of the loan€ 44.379

An estimate, not an offer. Banks assess income, age, citizenship and their own valuation — the final rate and loan share are set after you apply. Mortgages for non-residents are not always approved.

Rental yield

What renting it out brings in

Calculated from your inputs, not from a vague market average. The defaults are an estimate for the Halkidiki coast — adjust them to your scenario.

Gross annual incomeBefore costs
€ 7.150
Ownership costsENFIA, utilities, insurance
− € 925
Net annual income
€ 4.438

A model, not a guarantee. Occupancy depends on the platform, the photos and seasonal competition; Greek rental tax is progressive. Check the numbers with a lawyer and a management company before buying.

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