Kirsanidou
Apartments

Available · Квартира у моря, Неа Калликратия · ground level (isogio)

Apartment

Apartment by the sea, Nea Kallikratia · Nea Kallikratia

A furnished 58.92 m² apartment on the raised ground floor, just 90 metres from the sea. Two rooms, an open-plan kitchen-living room, a bathroom and a separate WC; the apartment is through-facing, with windows on two sides. A 4.9 m² covered veranda with its own entrance and space for dining outdoors, plus a barbecue area. Sold with furniture and appliances. Air conditioning, aluminium frames, tiled floors and a security door. A 9 m² storage room and a parking space under the pilotis. Energy class D, excellent condition. Thessaloniki airport is 34 km away.

Price

€ 175.000

€ 2.970 / м²

Interiors · 20

Video tour

Virtual tour

A 3D model: walk from room to room, look around and measure distances.

Total area
58,92 м²
Attic
4,9 м²
Extras
90 m to the sea · Furnished · Air conditioning · Storage room · Parking under the pilotis · Barbecue area · Nea Kallikratia
Floor
ground level (isogio)
Completion

Cost breakdown

What the purchase really costs

The list price is not the final figure. Below are the costs added to a purchase in Greece. The rates are editable: they depend on the property and on who you hire.

Property transfer taxΦΜΑ, paid before signing at the notary
%
€ 5.408
NotaryFee plus VAT
%
€ 2.100
LawyerTitle check and support
%
€ 1.750
Land registryΚτηματολόγιο
%
€ 875
Costs on top of the price€ 10.1335,8 %
Total to enter the deal€ 185.133

This estimate does not replace professional advice. Rates depend on the tax value, the year of the building permit and whether this is your first home in Greece. Your lawyer prepares the exact figure before the deposit.

Mortgage

How much of your own money, and what you pay monthly

Greek banks lend non-residents up to roughly half the appraised value. Move the sliders — the figures update instantly.

Loan amount50 % of the price€ 87.500
Down payment€ 87.500
Transaction costsTax, notary, lawyer, registry — banks do not finance these€ 10.150
Cash you needDown payment plus transaction costs€ 97.650
Monthly paymentEqual instalments€ 539
Interest over the termPaid on top of the loan€ 41.980

An estimate, not an offer. Banks assess income, age, citizenship and their own valuation — the final rate and loan share are set after you apply. Mortgages for non-residents are not always approved.

Rental yield

What renting it out brings in

Calculated from your inputs, not from a vague market average. The defaults are an estimate for the Halkidiki coast — adjust them to your scenario.

Gross annual incomeBefore costs
€ 7.150
Ownership costsENFIA, utilities, insurance
− € 875
Net annual income
€ 4.488

A model, not a guarantee. Occupancy depends on the platform, the photos and seasonal competition; Greek rental tax is progressive. Check the numbers with a lawyer and a management company before buying.

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