Available · Вилла с участком, Пефкохори · ground level (isogio)

Villa

Отдельные объекты · Nea Kallikratia ·

A three-level villa in Pefkochori, Kassandra peninsula: 30 m² basement, 65 m² ground floor, 65 m² first floor. Four bedrooms including a master, three bathrooms (two en-suite), guest WC, games room or home gym, walk-in wardrobe and storage. Open-plan kitchen-living room opening outdoors, with a pergola for barbecue and al-fresco dining. Private pool, garden, 3 parking spaces and sea view. Heat pump, solar water heater, air conditioning, alarm system and fitted wardrobes. Energy class A+. The sea is 200 m away, the nearest village 1.5 km, the airport 80 km.

Price

€ 950.000

€ 4.750 / м²

Interiors · 19

Total area: 200 м²
Extras: 3 parking spaces · Swimming pool · Games room · Sea view · Pefkochori
Floor: ground level (isogio)
Completion
Mortgage: up to 50 % of value
Yield: 0,1 % per year

Calculate the mortgage Calculate the yield

Cost breakdown

What the purchase really costs

The list price is not the final figure. Below are the costs added to a purchase in Greece. The rates are editable: they depend on the property and on who you hire.

Apartment price, €

Property transfer taxΦΜΑ, paid before signing at the notary: %; € 29.355
NotaryFee plus VAT: %; € 11.400
LawyerTitle check and support: %; € 9.500
Land registryΚτηματολόγιο: %; € 4.750

Costs on top of the price€ 55.0055,8 %

Total to enter the deal€ 1.005.005

This estimate does not replace professional advice. Rates depend on the tax value, the year of the building permit and whether this is your first home in Greece. Your lawyer prepares the exact figure before the deposit.

Mortgage

How much of your own money, and what you pay monthly

Greek banks lend non-residents up to roughly half the appraised value. Move the sliders — the figures update instantly.

Apartment price

Loan share50 %0 %70 %Bank rate4,2 %2 %9 %Term20 yrs5 yrs30 yrs

Loan amount50 % of the price€ 475.000

Down payment€ 475.000

Transaction costsTax, notary, lawyer, registry — banks do not finance these€ 55.100

Cash you needDown payment plus transaction costs€ 530.100

Monthly paymentEqual instalments€ 2.929

Interest over the termPaid on top of the loan€ 227.891

An estimate, not an offer. Banks assess income, age, citizenship and their own valuation — the final rate and loan share are set after you apply. Mortgages for non-residents are not always approved.

Rental yield

What renting it out brings in

Calculated from your inputs, not from a vague market average. The defaults are an estimate for the Halkidiki coast — adjust them to your scenario.

Rate per night, €Nights per year110 nights is roughly May–SeptemberCosts, %Cleaning, management, repairs, vacancy

Gross annual incomeBefore costs: € 7.150
Ownership costsENFIA, utilities, insurance: − € 4.750
Net annual income: € 613
Total investedPrice plus transaction costs: € 1.005.100

Net yield

0,1 %

Payback

—

A model, not a guarantee. Occupancy depends on the platform, the photos and seasonal competition; Greek rental tax is progressive. Check the numbers with a lawyer and a management company before buying.

Also available in this building

Price€ 950.000